Cary Kalant

0n045 Underwood Drive

Geneva, IL
$ 849,900 Beds 5 Baths 4.5 Sq 3,186
Monthly Estimate* How much can I afford?

Turn-key perfection with over $200k in capital improvements over the last 5 years! This stunning residence located in Mill Creek features three fully finished levels, fresh interior/exterior paint, a high-efficiency furnace & A/C (2023), dual water heaters (2019/2021), and new gutters with guards. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive center island, and sleek new LG appliances. The kitchen opens directly to a voluminous two-story family room with a brick fireplace, as well as a large rear deck. A main-floor den serves as an ideal private office. Upstairs, four modern bathrooms (all updated 2025) service four bedrooms, including an expansive primary suite with an oversized walk-in closet, a dedicated guest suite with its own private bath, and a refreshed Jack-and-Jill bath. The fully finished lower level exponentially expands your living footprint with a massive recreation room, wet bar, 5th bedroom with a cedar closet, full bath, and substantial storage. Enjoy a private, fully fenced backyard with mature trees and a 3-car garage. Unbeatable Mill Creek amenities include golf, tennis, pickleball, miles of trails, and an elementary school-just minutes from Downtown Geneva, Metra, I-88, and the Randall Road corridor.

Active

  • Price
  • $ 849,900
  • City
  • Geneva
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Geneva
  • Lot Size
  • 0.2713 Acres
  • Zip
  • 60134
  • Sqr Footage
  • 3,186
  • Year Built
  • 1999
  • Taxes
  • $ 15614
  • Style
  • Traditional
  • MLS#
  • 12679991
Listed By: Charles Rutenberg Realty of IL
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 3186
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Cooktop,Gas Cooktop
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Cedar
Year Built 1999
Electric Circuit Breakers,200+ Amp Service
Township Blackberry
Tax Year 2025
Ownership Fee Simple
Community Features Park,Tennis Court(s),Lake,Curbs,Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Subdivision Name Mill Creek
Total Rooms 11
Full Baths 4
Status Active
Directions FABYAN PKWY TO MILL CREEK DR (North) to WARNER LN (West) to UNDERWOOD DR (North)
High School Geneva Community High School
City Geneva
High School District 304
MLS Area Geneva
Elementary School Mill Creek Elementary School
Tax Annual Amount 15614.02
Middle/Junior High School Geneva Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 304
Elementary School District 304
Property Type Detached Single

Interior Features

Interior Amenities Cathedral Ceiling(s),Wet Bar,Built-in Features,Walk-In Closet(s),Quartz Counters
Basement Finished,Full
Flooring Laminate
Total Fireplaces 1
Fireplace Features Gas Log,Gas Starter
Half Baths 1
Laundry Features Main Level,Sink
Total Bedrooms 4
Below Grade Finished Area 1093
Room Type Bedroom 5,Office,Recreation Room,Storage,Walk In Closet,Deck
LivingAreaSource Assessor
Total Baths 5
Bedrooms Possible 5
Bathroom Whirlpool,Separate Shower,Double Sink

Exterior Features

Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Lot Features Mature Trees,Level
Water Source Shared Well
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 90X130
Lot Size Acres 0.2713
Waterfront Y/N No
Other Equipment Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Radon Mitigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mill Creek Elementary School
Middle School Geneva Middle School
High School Geneva Community High School

Price History

6/18/2026 Listed $899,900
7/23/2026 3% - $875,000
8/28/2026 3% - $849,900

Property vs Zip Code Average in 60134

Price
AVG $780K
$850K
Taxes
AVG $12,678
$15,614
Year Built
AVG 1971
1999
Visits
AVG 72
328
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

0n045 Underwood Drive Geneva, IL is a Single Family Home for sale at $849900 with 3186 sqft and a lot size of 0.2713 Acres Acre(s). 0n045 Underwood Drive Geneva has 5 bedrooms, 4 baths and was built in 1999. The property's zip code is 60134 which is in Geneva, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Cary Kalant

Cary Kalant

773-974-6921

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